Affordable Care Act in California

What is the Affordable Care Act (ACA) and how does it affect California residents? Affordable Care Act information refers to two pieces of legislation that reformed the country’s health care policies in 2014. The Affordable Care Act in California made affordable health care insurance accessible to a greater number of residents in the state. The legislation provides consumers with premium tax credits to lower the cost of health care for individuals and families with incomes between 100 and 400 percent of the federal poverty level (FPL). To receive more Affordable Care Act information, download our comprehensive California guide.

By changing laws relating to insurance providers, the Affordable Care Act prevents insurers from turning down or cutting benefits for people who have a preexisting health condition. If you are a parent, then the California ACA allows you to add or keep your children on your current insurance plan until they are 26 years of age. Children can join or remain on a parent’s plan even if they are married and not living with their parents. The ACA in California also made available certain preventative wellness services at no additional cost. Depending on your age and your type of health insurance plan, these services include blood pressure and diabetes tests, routine vaccinations, counseling for weight loss and quitting smoking, well-baby and well-child visits, pregnancy support, as well as flu and pneumonia vaccines, to name a few. Enrollees can learn about the health care services available with Covered California insurance plans.

California ACA also expanded Medicaid coverage to many low-income residents and their families. The legislation made amendments and improvements to Medicaid and the Children’s Health Insurance Program (CHIP). California ACA made a number of far-reaching provisions to Medicaid and CHIP that affected who is eligible for Medicaid benefits and how the Medicaid program is funded. The state also made application for Medicaid easier and accessible to more people. Other changes incurred by the Affordable Care Act in California include provision of the minimum essential benefits for new Medicaid applicants, improvements to community–based long-term care services and supports, improvements to the quality of care provided and the promotion of prevention, wellness and public health.

For comprehensive information on government programs including health care insurance through the ACA, review our in-depth guide here.

Did California Accept the ACA Expansion?

Many California residents are concerned about Affordable Care Act Medicaid eligibility with recent and ongoing changes to the health care program. An Affordable Care Act Medicaid expansion was available in 2014 throughout the country, but accepted at the discretion of each state. California is one of the state that adopted the ACA Medicaid expansion as a means to provide health care coverage to a larger number of applicants with low incomes and therefore reduce the number of uninsured residents. Read More

Eligibility for Obamacare in California

California residents wondering, “What are the requirements to apply for the Affordable Care Act (ACA) health insurance?” should learn about the factors pertaining to eligibility. Finding out how to qualify for ACA subsidies is also beneficial for those who have low incomes. Obamacare coverage eligibility requirements for enrolling in health insurance plans considers milestones to initiate periods outside of standard open enrollment times. It is important for California residents to be aware that Obamacare is not a form of health insurance, but rather legislation designed to regulate private health insurance and increase the protections, rights and benefits of consumers. Read More

How to Apply for Obamacare in California

If you want to know how to enroll in Affordable Care Act insurance coverage, the following information will help you. Find out when and where to apply for the Affordable Care Act to select a health insurance plan. Learn what is needed to sign up for Obamacare in California and the steps in the application process. Avoid the penalty for not having coverage by signing up for affordable health insurance. Read More

Health Plan Cost and Availability in California

“How much will Obamacare insurance cost me,” is a question many California residents have before enrolling in a plan. California Obamacare health insurance plans costs can be confusing when signing up for coverage. Determining ACA insurance price estimates in California prior to confirming a purchase is beneficial for those on a fixed budget and those who want to estimate annual health care expenses. Read More

VA Health Care Benefits in California

Veterans can receive VA health care in California after returning from active military service from the U.S. Department of Veterans Affairs (VA). Those who enroll in California VA health care can receive preventative, primary and emergency care if they meet the VA healthcare eligibility standards based on a veteran’s term of service, income and discharge status. Over 8 million veterans receive VA healthcare insurance plan benefits each year for a wide variety of services after completing the VA health care application process. Read More

What Are the Available Health Services in California?

Low-cost, and even free health benefits are available to a large number of California residents, with some being offered to low-income applicants and others being offered to elderly or disabled individuals. However, before you can access these health services, you need to submit the appropriate application and prove that you meet the necessary qualifications. To learn all about the different health benefits you can receive in California and the application procedures that you must undergo to obtain these benefits, download our free comprehensive guide.

Who Is Eligible to Obtain California Health Benefits?

California’s health programs have various eligibility requirements that applicants must meet in order to successfully enroll. Income, age and other factors are all taken into consideration in the eligibility verification process. Find out which health benefits you qualify for here.